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Terms & Conditions - Credit Check

Credit Check Terms

By consenting to a credit check you hereby consent and authorises [WETILITY] (“the Company”) and its representative(s):

  1. To contact, request and obtain credit information (for the avoidance of doubt this includes any and all information held on my profile by Experian South Africa (Pty) Ltd (“Experian”) including payment profile information) from Experian (a registered credit bureau) to verify my identity, perform an assessment of my behaviour, profile, payment patterns, indebtedness, whereabouts, and creditworthiness or another related purposes in any format (including in pdf, xml or raw data string) available from Experian and to continuously access my information from Experian for as long as I may have a relationship with the Company,
  2. make any reasonable enquiries to verify and research any details provided by me to the Company;
  3. to access the information in any format, including online, batch and raw xml string and I consent that the enquiry should not be displayed on my credit profile if the enquiry was not performed for credit application purposes;
  4. to submit my information, including payment profile and default information and any other relevant information, to Experian and to allow Experian to release the information for lawful purposes to third parties.